Carlos Scarpero Your VA Mortgage Expert Salt

For many veterans and active-duty service members, a VA loan is the most powerful home financing benefit they will ever earn. No down payment, no private mortgage insurance, and competitive interest rates make it an exceptional path to homeownership. Yet there is one obstacle that can stall the entire process before it even begins: credit. Even though the VA itself does not set a minimum credit score, lenders who originate VA loans almost always do. If your credit history ha